Journal article 1162 views 2003 downloads
Consumer use of mobile banking (M-Banking) in Saudi Arabia: Towards an integrated model
International Journal of Information Management, Volume: 44, Pages: 38 - 52
Swansea University Authors: Nripendra Rana , Hatice Kizgin
DOI (Published version): 10.1016/j.ijinfomgt.2018.09.002
Abstract
Mobile banking is one of the most promising technologies that has emerged in recent years and could prove to haveconsiderable value to both banks and customers. Thus, this study recognises the need to test the main factors thatcould predict the use of mobile banking as well as how using such a syste...
Published in: | International Journal of Information Management |
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ISSN: | 02684012 |
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2019
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URI: | https://cronfa.swan.ac.uk/Record/cronfa44242 |
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2019-07-23T13:13:13.2668741 v2 44242 2018-09-15 Consumer use of mobile banking (M-Banking) in Saudi Arabia: Towards an integrated model b00e18aa519cd578d4b242e376e70331 0000-0003-1105-8729 Nripendra Rana Nripendra Rana true false aee450d5f03de221beed09567f911964 0000-0003-0841-8973 Hatice Kizgin Hatice Kizgin true false 2018-09-15 BBU Mobile banking is one of the most promising technologies that has emerged in recent years and could prove to haveconsiderable value to both banks and customers. Thus, this study recognises the need to test the main factors thatcould predict the use of mobile banking as well as how using such a system could contribute to both customersatisfaction and customer loyalty. The conceptual model of this study combines two models (i.e. UTAUT2 and theD&M IS Success Model). A questionnaire survey was conducted to collect the required data from conveniencesampling of Saudi bank customers. The main factors – performance expectancy, price value, facilitating conditions,hedonic motivation, habit, system quality and service quality – were found to have a significant impact on actual usebehaviour. This study was cross-sectional, therefore future studies should implement longitudinal studies in order tore-collect the findings. Further, this study adopted convenience sampling of Saudi M-Banking users. This mayadversely impact the issue of generalisability to the whole population. The gap in the M-Banking literature in SaudiArabia would be bridged by proposing a comprehensive conceptual model that scrupulously clarifies the use of MBankingfrom the perspective of Saudi users. Furthermore, this study would consider the adoption of numeric data inorder to inferentially analyse them using SEM. This in turn would assist in generalising the findings to the whole Saudipopulation. Journal Article International Journal of Information Management 44 38 52 02684012 Mobile Banking; UTAUT2; IS Success Model; Saudi Arabia 1 2 2019 2019-02-01 10.1016/j.ijinfomgt.2018.09.002 COLLEGE NANME Business COLLEGE CODE BBU Swansea University 2019-07-23T13:13:13.2668741 2018-09-15T13:04:30.3605712 Faculty of Humanities and Social Sciences School of Management - Business Management Abdullah M. Baabdullah 1 Ali Abdallah Alalwan 2 Nripendra Rana 0000-0003-1105-8729 3 Hatice Kizgin 0000-0003-0841-8973 4 Pushp Patil 5 0044242-26092018143424.pdf 44242.pdf 2018-09-26T14:34:24.7700000 Output 727648 application/pdf Accepted Manuscript true 2020-03-27T00:00:00.0000000 18 month embargo. true eng |
title |
Consumer use of mobile banking (M-Banking) in Saudi Arabia: Towards an integrated model |
spellingShingle |
Consumer use of mobile banking (M-Banking) in Saudi Arabia: Towards an integrated model Nripendra Rana Hatice Kizgin |
title_short |
Consumer use of mobile banking (M-Banking) in Saudi Arabia: Towards an integrated model |
title_full |
Consumer use of mobile banking (M-Banking) in Saudi Arabia: Towards an integrated model |
title_fullStr |
Consumer use of mobile banking (M-Banking) in Saudi Arabia: Towards an integrated model |
title_full_unstemmed |
Consumer use of mobile banking (M-Banking) in Saudi Arabia: Towards an integrated model |
title_sort |
Consumer use of mobile banking (M-Banking) in Saudi Arabia: Towards an integrated model |
author_id_str_mv |
b00e18aa519cd578d4b242e376e70331 aee450d5f03de221beed09567f911964 |
author_id_fullname_str_mv |
b00e18aa519cd578d4b242e376e70331_***_Nripendra Rana aee450d5f03de221beed09567f911964_***_Hatice Kizgin |
author |
Nripendra Rana Hatice Kizgin |
author2 |
Abdullah M. Baabdullah Ali Abdallah Alalwan Nripendra Rana Hatice Kizgin Pushp Patil |
format |
Journal article |
container_title |
International Journal of Information Management |
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44 |
container_start_page |
38 |
publishDate |
2019 |
institution |
Swansea University |
issn |
02684012 |
doi_str_mv |
10.1016/j.ijinfomgt.2018.09.002 |
college_str |
Faculty of Humanities and Social Sciences |
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Faculty of Humanities and Social Sciences |
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Faculty of Humanities and Social Sciences |
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School of Management - Business Management{{{_:::_}}}Faculty of Humanities and Social Sciences{{{_:::_}}}School of Management - Business Management |
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description |
Mobile banking is one of the most promising technologies that has emerged in recent years and could prove to haveconsiderable value to both banks and customers. Thus, this study recognises the need to test the main factors thatcould predict the use of mobile banking as well as how using such a system could contribute to both customersatisfaction and customer loyalty. The conceptual model of this study combines two models (i.e. UTAUT2 and theD&M IS Success Model). A questionnaire survey was conducted to collect the required data from conveniencesampling of Saudi bank customers. The main factors – performance expectancy, price value, facilitating conditions,hedonic motivation, habit, system quality and service quality – were found to have a significant impact on actual usebehaviour. This study was cross-sectional, therefore future studies should implement longitudinal studies in order tore-collect the findings. Further, this study adopted convenience sampling of Saudi M-Banking users. This mayadversely impact the issue of generalisability to the whole population. The gap in the M-Banking literature in SaudiArabia would be bridged by proposing a comprehensive conceptual model that scrupulously clarifies the use of MBankingfrom the perspective of Saudi users. Furthermore, this study would consider the adoption of numeric data inorder to inferentially analyse them using SEM. This in turn would assist in generalising the findings to the whole Saudipopulation. |
published_date |
2019-02-01T03:55:27Z |
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1763752781128138752 |
score |
11.037166 |