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Rural Consumers’ Financial Literacy and Access to FinTech Services

Morshadul Hasan, Thuhid Noor, Jiechao Gao, Muhammad Usman, Mohammad Abedin Orcid Logo

Journal of the Knowledge Economy, Volume: 14, Issue: 2, Pages: 780 - 804

Swansea University Author: Mohammad Abedin Orcid Logo

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DOI (Published version): 10.1007/s13132-022-00936-9

Abstract

The study aims to show the impact of financial knowledge among rural consumers’ access to financial technology services. In general, knowledge regarding any particular fact helps consumers to select or reject different options. Therefore, knowledge regarding financial services is considered a factor...

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Published in: Journal of the Knowledge Economy
ISSN: 1868-7865 1868-7873
Published: Springer Science and Business Media LLC 2023
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URI: https://cronfa.swan.ac.uk/Record/cronfa64257
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last_indexed 2024-11-25T14:13:44Z
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spelling 2023-09-20T10:32:09.2483519 v2 64257 2023-08-31 Rural Consumers’ Financial Literacy and Access to FinTech Services 4ed8c020eae0c9bec4f5d9495d86d415 0000-0002-4688-0619 Mohammad Abedin Mohammad Abedin true false 2023-08-31 CBAE The study aims to show the impact of financial knowledge among rural consumers’ access to financial technology services. In general, knowledge regarding any particular fact helps consumers to select or reject different options. Therefore, knowledge regarding financial services is considered a factor that influences access to financial technology services. This study carries out a survey-oriented method with a structured questionnaire. According to the data category, this study uses three well-known econometric models: logistic regression, probit regression, and complementary log–log regression, have been experimented. This study finds that knowledge regarding various factors significantly impact on access to financial technology services. Mainly, this study has important practical significance for the use of rural finance and financial technology in rural areas, which affects the entire economy. Journal Article Journal of the Knowledge Economy 14 2 780 804 Springer Science and Business Media LLC 1868-7865 1868-7873 Financial knowledge, Financial literacy, FinTech access, Financial inclusion in Bangladesh, Rural finance, Inclusive finance 30 6 2023 2023-06-30 10.1007/s13132-022-00936-9 http://dx.doi.org/10.1007/s13132-022-00936-9 COLLEGE NANME Management School COLLEGE CODE CBAE Swansea University 2023-09-20T10:32:09.2483519 2023-08-31T17:56:40.0984089 Faculty of Humanities and Social Sciences School of Management - Accounting and Finance Morshadul Hasan 1 Thuhid Noor 2 Jiechao Gao 3 Muhammad Usman 4 Mohammad Abedin 0000-0002-4688-0619 5
title Rural Consumers’ Financial Literacy and Access to FinTech Services
spellingShingle Rural Consumers’ Financial Literacy and Access to FinTech Services
Mohammad Abedin
title_short Rural Consumers’ Financial Literacy and Access to FinTech Services
title_full Rural Consumers’ Financial Literacy and Access to FinTech Services
title_fullStr Rural Consumers’ Financial Literacy and Access to FinTech Services
title_full_unstemmed Rural Consumers’ Financial Literacy and Access to FinTech Services
title_sort Rural Consumers’ Financial Literacy and Access to FinTech Services
author_id_str_mv 4ed8c020eae0c9bec4f5d9495d86d415
author_id_fullname_str_mv 4ed8c020eae0c9bec4f5d9495d86d415_***_Mohammad Abedin
author Mohammad Abedin
author2 Morshadul Hasan
Thuhid Noor
Jiechao Gao
Muhammad Usman
Mohammad Abedin
format Journal article
container_title Journal of the Knowledge Economy
container_volume 14
container_issue 2
container_start_page 780
publishDate 2023
institution Swansea University
issn 1868-7865
1868-7873
doi_str_mv 10.1007/s13132-022-00936-9
publisher Springer Science and Business Media LLC
college_str Faculty of Humanities and Social Sciences
hierarchytype
hierarchy_top_id facultyofhumanitiesandsocialsciences
hierarchy_top_title Faculty of Humanities and Social Sciences
hierarchy_parent_id facultyofhumanitiesandsocialsciences
hierarchy_parent_title Faculty of Humanities and Social Sciences
department_str School of Management - Accounting and Finance{{{_:::_}}}Faculty of Humanities and Social Sciences{{{_:::_}}}School of Management - Accounting and Finance
url http://dx.doi.org/10.1007/s13132-022-00936-9
document_store_str 0
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description The study aims to show the impact of financial knowledge among rural consumers’ access to financial technology services. In general, knowledge regarding any particular fact helps consumers to select or reject different options. Therefore, knowledge regarding financial services is considered a factor that influences access to financial technology services. This study carries out a survey-oriented method with a structured questionnaire. According to the data category, this study uses three well-known econometric models: logistic regression, probit regression, and complementary log–log regression, have been experimented. This study finds that knowledge regarding various factors significantly impact on access to financial technology services. Mainly, this study has important practical significance for the use of rural finance and financial technology in rural areas, which affects the entire economy.
published_date 2023-06-30T08:07:26Z
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score 11.0578165

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