Jia, J., Adams, M., Andersson, L., & Lindmark, M. (2011). Mutuality as a control for information asymmetry: A historical analysis of the claims experience of mutual and stock fire insurance companies in Sweden, 1889 to 1939. Business History, 53(7), pp. 1074-1091. doi:10.1080/00076791.2011.582577

Jia, Joy, Mike Adams, Lars-Fredrik Andersson, and Magnus Lindmark. "Mutuality As a Control for Information Asymmetry: A Historical Analysis of the Claims Experience of Mutual and Stock Fire Insurance Companies in Sweden, 1889 to 1939." Business History 53, no. 7 (2011): 1074-1091.

Jia, Joy, Mike Adams, Lars-Fredrik Andersson, and Magnus Lindmark. "Mutuality As a Control for Information Asymmetry: A Historical Analysis of the Claims Experience of Mutual and Stock Fire Insurance Companies in Sweden, 1889 to 1939." Business History 53.7 (2011): 1074-1091.