Dwivedi, Y., Kapoor, K. K., & Williams, M. (2015). Examining the role of three sets of innovation attributes for determining adoption of the interbank mobile payment service. Information Systems Frontiers, 17(5), pp. 1039-1056. doi:10.1007/s10796-014-9484-7

Dwivedi, Yogesh, Kawaljeet Kaur Kapoor, and Michael Williams. "Examining the Role of Three Sets of Innovation Attributes for Determining Adoption of the Interbank Mobile Payment Service." Information Systems Frontiers 17, no. 5 (2015): 1039-1056.

Dwivedi, Yogesh, Kawaljeet Kaur Kapoor, and Michael Williams. "Examining the Role of Three Sets of Innovation Attributes for Determining Adoption of the Interbank Mobile Payment Service." Information Systems Frontiers 17.5 (2015): 1039-1056.